Citizens Financial Services Inc. (CZFS)
CZFS trades on Nasdaq in Finance, Major Banks. Numbers below come from the Nasdaq screener and SEC filings, each with its source.
Price · October 14, 2026
$78.84
-0.08% on the day
Market cap
$379.2M
Small cap
Revenue · 2025
$9.9M
+2.8% on 2024
Net income · 2025
$36.6M
370.1% net margin
Price, change, market cap, sector and industry: Nasdaq stock screener, as of October 14, 2026. Revenue: SEC XBRL frames, calendar 2025.
Profile
| Field | Value |
|---|---|
| Ticker | CZFS on Nasdaq |
| Sector | Finance |
| Industry | Major Banks |
| Country | United States |
| IPO year | Not reported by the screener |
| SEC CIK | 0000739421 |
| SEC industry code | State Commercial Banks |
| Incorporated in | PA |
Financials · 2025
| Line | Value |
|---|---|
| Revenue | $9.9M |
| Net income | $36.6M |
| Operating income | Not in SEC XBRL data |
| Net margin | 370.1% |
| Operating margin | Operating income not reported |
| Revenue growth | +2.8% |
| Cash | $34.3M |
| Total assets | $3.1B |
| P/E (computed) | 10.4× |
| P/S (computed) | 38.4× |
Key SEC documents
| Document | Form | Filed |
|---|---|---|
| Latest prospectus or offering document | S-3 | 2023-11-22 |
| Latest annual report | 10-K | 2026-03-12 |
| Latest quarterly / interim | 10-Q | 2026-08-06 |
| Latest current report CURRENT REPORT FILING | 8-K | 2026-07-30 |
| Latest proxy 2026 NOTICE AND ACCESS MAILING | DEFA14A | 2026-03-12 |
Source: SEC EDGAR submissions feed, 1,014 recent filings. All filings on EDGAR.
Price moves
| Window | Return |
|---|---|
| 1 week | -0.8% |
| 1 month | -5.8% |
| 3 months | +4.6% |
| Year to date | +37.3% |
| 1 year | +44.0% |
| From 52-week high | -6.4% |
Source: Yahoo Finance daily closes, last bar 2026-10-14. Computed by Sophia Capital from daily closes; cap, sector and tier from the Nasdaq screener.
Peers in Major Banks
| Ticker | Company | Price | Day | Market cap |
|---|---|---|---|---|
| FNLC | First Bancorp Inc (ME) | $33.57 | +0.15% | $378.7M |
| PKBK | Parke Bancorp Inc. | $32.37 | -0.37% | $380.7M |
| FRST | Primis Financial Corp. | $15.37 | +0.13% | $381.2M |
| MVBF | MVB Financial Corp. | $29.06 | -0.51% | $376.8M |
| CHMG | Chemung Financial Corp | $80.37 | -0.66% | $387.5M |
| NWFL | Norwood Financial Corp. | $33.83 | -0.35% | $368.8M |
| PCB | PCB Bancorp | $27.89 | -0.32% | $391.7M |
| FCBM | First Carolina Financial Services Inc. | $12.71 | -0.70% | $394.9M |
The full dossier has every filing, three years of financials, private raises and the people who signed them.
Open the full dossier